Other Oklahoma Insurance Options
Having insurance for your car and home is all well and good, but chances are you also have other assets you want to insure. Whether you live in Ada, Sulphur or Davis, you have plenty of other insurance options you can take advantage of when it comes to ensuring other types of vehicles and equipment.
For instance, let's say you have an RV you want to insure. Unlike an ordinary auto policy, an RV policy offers additional protection that covers aspects of your RV that an auto policy would not normally cover. This not only includes the RV itself, but also the things that you keep inside, as well as the area around it whenever you are parked at a campsite. RV insurance covers several types of RVs, from Class A, B and C motorhomes to travel trailers and camper vans.
Motorcycle insurance is absolutely essential for anyone wanting to hit the road on a favorite two-wheeled vehicle. Not only does a motorcycle policy cover bodily injury and property damage, but you can also protect custom parts and equipment with additional coverage.
If you plan on having a little fun out on the lake, then you'll definitely want boat insurance. Just like auto insurance, having a policy on your boat protects you in case of an accident or any other event that results in liability or a total loss of your craft. There are several policies that cover specific types of boats, from sailboats and fishing boats to houseboats and personal watercraft.
If you happen to own a classic car, you can get insurance coverage that is specifically tailored to protect your most prized asset. Unlike traditional car insurance, a classic car policy ensures that you received the full amount of insured value in the event of a total loss. Such a policy offers some additional features, including zero deductible, in-house claims and the ability to choose your repair facility.
Umbrella insurance comes in handy if you want complete and total liability coverage. An umbrella policy provides additional liability coverage above current limits offered by your other policies. Such a policy also provides coverage for claims that are often excluded by primary insurance policies, including libel, slander and false arrest.
No matter what kind of insurance policy you consider purchasing in Oklahoma, it's always a good idea to consult with an agent you trust. An independent agency like Moon Baker Agency Inc is always there to explain any type of policy you plan to purchase. We have agents you can turn to if you have any questions or just want a little reassurance about your upcoming choices.