Business Insurance in Oklahoma
As a business owner in Ada, Sulphur or Davis, Oklahoma, you know just how much time, effort and expense goes into opening and running your business. You've worked hard to get to where you're at, and protecting your investment with commercial insurance from Moon Baker Agency Inc. is the way to find the best prices on the policies you need. Types of commercial insurance available include:
Oklahoma Commercial Auto Insurance
You need to protect your business vehicles just as you do your personal ones. Company owned vehicles may require coverage such as comprehensive, collision, liability and medical payments. The agents at Moon Baker Agency Inc. can help you determine the coverage you need for your business.
Oklahoma Commercial General Liability Insurance (CGL)
No matter what industry you're in, you run the risk of someone being hurt on your business' property the moment you open your doors. If someone slips on an icy sidewalk and sues you, financial troubles will surely follow. In such an event, the losses or damages will be paid out by your commercial general liability insurance.
Oklahoma Commercial Property Insurance
As much as you do to take care of your property to protect it, no structure is immune to weather related disasters or break-ins. When one of these events does occur, your commercial property insurance policy should cover the costs necessary to make repairs and purchases of missing or damaged items.
Oklahoma Workers Compensation
If you've got employees, having workers compensation is important in case one of your team members is hurt on the job. State law requires you to carry workers compensation, but now includes an opt-out Oklahoma Option for qualified businesses. Traditional workers compensation plans are right for most employers, however in the right circumstance the opt-out Oklahoma Option may better suit your needs. Self-Insured excess workers compensation plans are also available.
Oklahoma Business Owner Package (BOP)
For a comprehensive insurance package that meets all of your needs, consider purchasing a business owner package which gives you liability, property and business interruption coverage. You save both time and money by purchasing these policies bundled together.
Moon Baker Agency Inc. can help answer your insurance related questions and will help you search for the insurance companies that provide:
- Builders risk insurance (including Self-Help Housing projects)
- Mal-practice insurance
- Professional liability insurance
- E&O insurance
- D&O insurance
- Employment practices liability insurance
To ask questions or learn more about commercial, business, home or auto insurance, contact your local independent agency, Moon Baker Agency Inc., today.