You probably choose to have a security system for your home to protect your family in case of a break-in or other incident. However, having one installed in your home could possibly make an impact on the rates you pay for insurance. Because of this, you may wonder– “Should I inform the home insurer in Sulphur, Oklahoma, if I have changed the security system of my house?”
First, you should look at your insurance policy and see if you are receiving any type of discount for having the system in the first place. If you are not, then you are not under any actual obligation to tell your insurer you are making this change. But, in this case, you may be missing out on a valuable discount. So, it may make sense to go ahead and make an appointment with your agent and get that information accurately on the record.
If, on the other hand, you are receiving a discount for having a home security system, it is very important that you report this to your insurer. It is up to you to report any changes that could have an impact on your insurance. Then, you can get the exact insurance, and discounts that you need. If you work with us, as your independent agent we can take care of reporting those changes for you.
If you have further questions about how your home’s security system can impact your insurance rates, give us a call. If you are in or around Sulphur, Oklahoma, an independent agent from our firm can run a live comparative search and help you find the best home insurance for you and your family.