If you’re about to become a homeowner, you’ll want to get solid home insurance. Not all standard homeowners’ insurance is the same so you’ll want to check with your provider that you’ll have enough coverage for your valuable items. For this reason, it’s definitely a good idea to talk to an independent agent at Moon – Baker Insurance Agency Inc. of the Ada, OK area.
Are My Valuables Protected Under Home Insurance?
The quick answer is that yes, there is coverage for valuable items under home insurance. However, it’s not always that simple. It’s important to note that many people think that means all of their personal belongings are covered by contents insurance when this just isn’t true. You’ll need to make a proper assessment of what you want to be insured and provide documentation for the items. That way, you can show their condition at the start of your policy and when it comes time to file a claim, you also would submit photographs of any damage.
Do a Walk-Through
It’s ideal to take a walk around your house and write down your valuables including what their current value is if you know this. Take the photographs as you go along. You’ll be thankful later when there’s been a theft or you’ve had an emergency that’s left items damaged. Even though it still can be devastating to have this happen, it should provide some sense of relief that you have the means to recoup funds to repair or replace what you’ve lost, in many cases.
For your home and valuables insurance needs in the Ada, OK area, look no further than Moon – Baker Insurance Agency Inc. We love to help out new and returning customers with their insurance needs.