Moon-Baker Agency

130 E Main St
Ada, OK 74820

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Why would anyone in Oklahoma need auto insurance?

People that live in and around Ada, OK are going to quickly find that owning a car is a good investment. Anyone that is a car owner here will be able to quickly get around town and enjoy all that it has to offer. As you are looking for a car, you should also get proper insurance for it. People that live in this area of Oklahoma will need to have this insurance for a few different reasons.

Insurance is Needed to Drive Legally

The state of Oklahoma continues to have strict laws around insurance requirements. If you want to drive a car in this state, you have to carry the minimum levels of insurance. If you are driving and do not have insurance, you will face serious penalties. In some cases, people will lose their license, and their future insurance rates often increase.

Insurance Needed to Protect Vehicle

Additionally, you are going to need to have auto insurance to protect your car. The last thing that you would want to happen would be to lose your car due to theft or accident damage. If you get an insurance policy that has full coverage, you can get coverage to protect against this downside.

There continue to be plenty of reasons that someone in Ada, OK will need to have auto insurance. Picking the right policy is very important and can be a complicated decision. Due to this, you need to make sure that you choose a policy that is right and meets your needs. The team at Moon – Baker Insurance Agency Inc. can make it easier for you to pick a quality policy. If you do call Moon – Baker Insurance Agency Inc. you can get the support that is needed to choose the right auto insurance. 

Does Your Home Insurance Cover Your Valuables?

If you’re about to become a homeowner, you’ll want to get solid home insurance. Not all standard homeowners’ insurance is the same so you’ll want to check with your provider that you’ll have enough coverage for your valuable items. For this reason, it’s definitely a good idea to talk to an independent agent at Moon – Baker Insurance Agency Inc. of the Ada, OK area.

Are My Valuables Protected Under Home Insurance?

The quick answer is that yes, there is coverage for valuable items under home insurance. However, it’s not always that simple. It’s important to note that many people think that means all of their personal belongings are covered by contents insurance when this just isn’t true. You’ll need to make a proper assessment of what you want to be insured and provide documentation for the items. That way, you can show their condition at the start of your policy and when it comes time to file a claim, you also would submit photographs of any damage.

Do a Walk-Through

It’s ideal to take a walk around your house and write down your valuables including what their current value is if you know this. Take the photographs as you go along. You’ll be thankful later when there’s been a theft or you’ve had an emergency that’s left items damaged. Even though it still can be devastating to have this happen, it should provide some sense of relief that you have the means to recoup funds to repair or replace what you’ve lost, in many cases.

For your home and valuables insurance needs in the Ada, OK area, look no further than Moon – Baker Insurance Agency Inc. We love to help out new and returning customers with their insurance needs.