Moon-Baker Agency

130 E Main St
Ada, OK 74820

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Moon-Baker Agency Blog

Why should I get wedding insurance?

One of the most momentous days in someone’s life comes when they get married. While a wedding is a very special celebration, it can also be very expensive and require a lot of planning. Part of the planning process should be to prepare for the unexpected. One way that someone in the Ada, OK area can do this is by getting wedding insurance. There are several reasons someone here should get wedding insurance.

Covers Risks of Cancellation or Postponement

When you have a wedding, you are likely going to have to reserve a venue, catering service, entertainment, and many other vendors. If the event needs to be canceled or postponed, you may still be on the hook for some of these costs. Fortunately, if you get wedding insurance, you can receive the protection and support that you need to offset these costs if you do have to cancel the wedding for a covered purpose.

Liability Protection 

During your wedding, there is always a risk that an accident could occur that leads to bodily injury or even damage to the venue. If this occurs, you could be held responsible. Fortunately, you can offset this risk by getting wedding insurance as it will provide you with liability protection. 

When you are looking for a new wedding insurance policy in the Ada, OK area, it would be a good idea to speak with an insurance team that is experienced and that you can trust. The insurance team at Moon – Baker Insurance Agency Inc. can help you choose the right wedding insurance policy for your wedding. When you get this insurance from Moon – Baker Insurance Agency Inc. you can be assured that you have proper insurance, which will allow you to plan and enjoy your wedding with peace of mind. 

Demystifying the myths of life insurance. What are the facts?

If you are an Ada, OK resident, you have probably heard several myths about life insurance. But before you decide not to buy a policy based on these myths, here at Moon – Baker Insurance Agency, we demystify for you the myths and the facts. Taking a life insurance cover is one of the most acceptable ways to protect your loved ones from the uncertainties of life. You and your loved ones will overcome any financial hurdles without any challenges.

Myth: You only benefit from the life insurance policy after the death of the insured

It is assumed that you can only benefit from a life insurance policy after the insured’s death. This is not true. There are various types of insurance policies, most of which will provide financial aid if any life assured’s eventuality. A life insurance policy will offer you a moneyback guarantee after some time or a retirement plan. It would be best if you discussed with our insurance agents at Moon – Baker Insurance Agency on all the available options for you.

Myth: Life insurance is only a tax-saving means

Policyholders will sometimes invest in a life insurance policy as a tax saving option. While it’s true that you save a lot through tax relief by holding a life insurance policy, the policy acts as a financial safety net in case of life eventualities. At Moon – Baker Insurance Agency, Inc, our policies are customized to ensure the maximum benefits from the policy.

Myth: You do not qualify for a life insurance policy if you have an existing illness

This is not the case. However, you must disclose this information to our agents at Moon – Baker Insurance Agency, Inc. This is to avoid any surprises during the claim process. The insurance agents will discuss your medical history with you, and how that impacts the premiums, you are required to pay.

Please visit our website or visit Moon – Baker Insurance Agency at Ada, OK, for further clarification on the myths about life insurance.