When disaster strikes, it is comforting to know you have insurance. No one wants to go through a major loss, but at least it is good to know your possessions are covered. The Moon – Baker Insurance Agency Inc. in Ada, OK, recommends keeping records of all your property to make sure you get made whole again after a loss.
On one hand, there is the idea that you need proof you owned the property for the insurance company to pay. You may need things like receipts, pictures, even video’s as well, to show that you had certain possessions. Any record you can keep will go a long way in establishing your ownership of property.
Another reason to have good records is that it is very hard to remember everything if you do have a loss. It is true insurance companies may require some proof, but you also need to have some way of remembering everything. Even having lists are a good way to keep track of your possessions that you value.
It is a good idea to keep receipts then, but store them in a place where they won’t get destroyed along with all your other possessions. Keeping them online somewhere is a good idea. Storing them in a safe deposit box at a bank is another good idea. This will both establish your ownership and help you remember all the things that were lost. If you do have a major loss, you will be stressed, and that will make remembering things even more difficult.
Visit the Moon – Baker Insurance Agency Inc. in Ada, OK and let us help you get records made of all your property. We can also update your policies to make sure you have all the coverage you need.