Month: July 2017

When disaster strikes, it is comforting to know you have insurance. No one wants to go through a major loss, but at least it is good to know your possessions are covered. The Moon – Baker Insurance Agency Inc. in Ada, OK, recommends keeping records of all your property to make sure you get made whole again after a loss.

On one hand, there is the idea that you need proof you owned the property for the insurance company to pay. You may need things like receipts, pictures, even video’s as well, to show that you had certain possessions. Any record you can keep will go a long way in establishing your ownership of property.

Another reason to have good records is that it is very hard to remember everything if you do have a loss. It is true insurance companies may require some proof, but you also need to have some way of remembering everything. Even having lists are a good way to keep track of your possessions that you value.

It is a good idea to keep receipts then, but store them in a place where they won’t get destroyed along with all your other possessions. Keeping them online somewhere is a good idea. Storing them in a safe deposit box at a bank is another good idea. This will both establish your ownership and help you remember all the things that were lost. If you do have a major loss, you will be stressed, and that will make remembering things even more difficult.

Visit the Moon – Baker Insurance Agency Inc. in Ada, OK and let us help you get records made of all your property. We can also update your policies to make sure you have all the coverage you need.

Health insurance is something that many people have real difficulty when it comes to understanding. What might seem like an easy topic can be very difficult to traverse and many people may not know if they qualify or not for coverage? For those in the Ada, OK area, the agents with Moon – Baker Insurance Agency Inc. can help you determine if you qualify for coverage.

One of the most difficult things that people face is being told that they have a preexisting condition and that they do not qualify for insurance. So what is a preexisting condition? A preexisting condition is any medical condition that the person seeking insurance has been diagnosed with prior to applying for that insurance. In most cases, this is things like cancer, diabetes, and other very serious illnesses that are going to affect how much the insurance company is going to have to pay out during the time that the person is using the insurance.

For some, conditions like age, gender, and even pregnancy might be considered a preexisting condition dependent on what type of insurance you are looking for. In most cases, the insurance you are seeking to purchase is going to outline what they consider a preexisting condition so that you can know prior to applying if you are likely to be denied or not. For the most part, insurance companies use a standard list of preexisting conditions that they draw from that apply to most insurance.

If you have a condition and you are curious as to whether or not it will affect your ability to get the insurance coverage you need, you can always speak with an agent. For those in the Ada, OK area, the agents with Moon – Baker Insurance Agency Inc. can help you to find your coverage.