Moon-Baker Agency

130 E Main St
Ada, OK 74820

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What to Expect During the Life Insurance Application Process

If you have decided that now is the right time to purchase life insurance, you may be wondering what the next steps are and what you can expect during the process in Ada, OK. Knowing what to expect can help you understand the timeline so you do not get frustrated because there are times where it can be drawn out and lengthy. This timeline offered by Moon – Baker Insurance Agency Inc. is a good guideline.

  1. Applying. The first thing you will do is apply and it is typically a short application process with basic information about your health and beneficiaries.
  2. Medical Exam. The next thing that will happen is that you will schedule a medical exam where you will either go to a doctor’s office or you will have someone come to your home. During the exam, your weight will be taken, blood pressure, a blood sample, and even a urine sample. This exam should last an hour.
  3. Underwriting. This is the part that takes the longest but you do not have to do anything for it. This is the time when the life insurance company will review your application and medical findings. During this time, they will determine whether or not you qualify and how much it will cost to insure you if you do qualify. This can take anywhere from 3 to 6 weeks. 
  4. Determination. The last thing you get is the determination that will tell you whether or not you qualify and how much your life insurance policy will be. 

Life insurance is very important to have so you can better protect and care for the people in your life as well as your responsibilities. For more information about your options, be sure to reach out to Moon – Baker Insurance Agency Inc. serving Ada, OK. 

Facts about commercial insurance with Ada, OK Moon – Baker Insurance Agency

Just like you insure your homes, private vehicles, so are you required by law to insure all the property that is used by the public be it vehicles or houses. The damage done to third parties is covered by the owner of the premises or vehicle that was involved or exposed to risk.

It thus goes without saying that when starting a new business, every entrepreneur insure their properties and also take a liability policy to cover the employees and other parties. This is commonly known as commercial insurance because it covers businesses. Ada, OK, Moon – Baker Insurance Agency Inc. provides such coverage to residents of Oklahoma and the agency is loved because:

  • Availability of a variety of commercial insurance policies.
    For convenience’s sake and to minimize time wastage, a business enterprise may want to work with a firm that has many policies. At Baker insurance, all the commercial coverage is available to clients. A company gets the chance to insure the properties, vehicles, and liability under one company. It is thus a very dynamic firm that is accommodating to different kinds of business people.
  • Coverage that is customizable and flexible.
    Whether I am auto or property coverage, the company is free to choose the duration of time when they will be paying the premiums.  Some take 6 months of others for 12 months. For commercial auto insurance, there is more flexibility in terms of what to cover. Some cover liability, some damage to the vehicle while some cover fire and theft. As a client, you are free to choose the one that works for you.
  • Provide reliable coverage.
    Due to their rich experience in the field of insurance, Ada OK, Moon – Baker Insurance Agency Inc. has become the one-stop place for every business owner. They have created a good rapport due to their good working relationship with the people, making them stand out at providing quality to everybody.

Want to work with a reliable agency with quality services and who offers your business the convenience it deserves, look no more Ada, OK, Moon – Baker Insurance Agency Inc. is your place.