Moon-Baker Agency

130 E Main St
Ada, OK 74820

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Moon-Baker Agency Blog

Car Insurance Quotes Can Be Lower Than You Think

Ada, Oklahoma is a relatively small town. Home values are in line with the rest of the state. There are various things to do and the economy is diversified. Many people will commute to neighboring towns, though Oklahoma City is nearly 90 miles away.

When you shop for car insurance, it’s important to get quotes so you know what the cost of insurance can truly be in the 74820 area. Too many people assume that the first quote is going to be as good as it gets. Not all companies calculate the cost of insurance the same. Some of the factors that go into a quote include:

– Safety rating of car

– Number of miles you drive in a year

– Past driving history

– How you store your car

– Marital and homeownership status

Since there are so many factors, you want to obtain car insurance quotes to get an accurate look as to what the different companies charge. You may be surprised by how low the rates can be, especially when you have agents in Ada who are working with you. The coverage can be customized to your needs so you have the necessary protection.

We can talk to you about a collision, comprehensive, and other levels of coverage. You need to maintain the minimum as required by Oklahoma, but there are ways for you to add more coverage without increasing your quote too dramatically.

Don’t try and get car insurance in Oklahoma without making comparisons as you could end up paying considerably more than necessary. We have some of the best agents and this can help you get questions answered and learn about all of your options.

Call today and let us begin searching for the best quotes for your car insurance in the 74820 area.

Is A Sinking Foundation Something I Have To Worry About?

Throughout Ada, Oklahoma, there are a number of home types. This includes condos, single-family homes, and more. Oklahoma is known for various weather patterns, such as tornadoes, flash floods, and more.

When you look at homeowner’s insurance, you have to determine how it is going to cover against any probable issues that you may encounter. The truth is, a sinking foundation may be something you have to worry about in the 74820 area. Various homes have had the issue and it could very well happen to yours as well.

The sinking foundation can be caused by shifts in the ground, a considerable amount of water build-up at the base of the home, and more. Single-family homes are affected by it more than any other home type and if you were in a condo or other high-rise, the building’s insurance would cover such things.

Your homeowner’s insurance policy needs to protect against the foundation, the porch, the roof, and anything else that you have going on in your home in Ada. We are able to help you find the right policy to provide adequate protection.

You do have to worry about a sinking foundation in Oklahoma. The good news is that if your insurance policy covers any such damage, it doesn’t have to be an ongoing worry. You will simply be able to enjoy peace of mind knowing that if you experience damage to your porch or anything else as a result of the foundation problems that you can file a claim. The insurance company will then cover the repairs so you don’t have to.

Let us help you by finding quotes for your insurance in 74820. Our agents are standing by to answer questions and assist you every step of the way.