Pot holes can be a problem, especially if it causes severe damage to a vehicle. In some cases, you may face a bent wheel as a result of hitting a pot hole. Depending on your car insurance policy, you may or may not have coverage to pay for the repairs to your wheel.
Coverage
Many insurance providers offer coverage against a variety of situations, but the details of your plan can vary. The coverage that you have available may depend on several factors.
Some insurance providers may pay for the damages from a pot hole, but other companies may not offer coverage for the situation. A comprehensive plan often offers some protection, but the amount of funds that may be available for the repairs can vary.
Solutions for the Situation
If your insurance provider offers coverage against a bent wheel from hitting a pot hole, then you may be able to repair or replace the wheel. The insurance provider will usually allow you to get the problem fixed, but the solution that is most appropriate will depend on the situation.
When a company does not offer coverage, you may need to handle the cost personally. While a report to the city about the pot hole can help fix the cause of your problem, it is rare that the city will reimburse individuals for the damages from a pot hole.
A pot hole can be a problem when you are driving because it can damage your vehicle. While it may be possible to make a claim on your auto policy, the details regarding the amount that you can expect will vary. Contact us to speak to an agent to learn more about car insurance and coverage options.